hRUBIK's hRAMBLINGS

A blog dedicated to explaining the hows and whys and whats of real estate appraisal, with side trips into economics, human nature, and justice as they relate to valuation.

HRUBIK APPRAISAL SERVICES

DISCLAIMER : I HAVE BEEN KNOWN TO MAKE MISTAKES. PEOPLE WHO TAKE MY ADVICE, OR USE THE INFORMATION I PROVIDE HEREIN, DO SO AT THEIR OWN RISK.

Wednesday, November 15, 2017

After a Decade

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It was just over 10-1/2 years ago that I began this blog, partly in hopes that it might help build my appraisal business. I've had a lo...
Thursday, July 25, 2013

Look Out for Morty!

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I recently took part in a discussion where the topic was the ability of a lender to call a loan; in that specific instance, a businessman...
Saturday, February 9, 2013

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I've long been a gadfly to those who think that cheap money, Quantitative Easing, and all the other Voodoo Economic Spells by the Fed Ma...
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Wednesday, February 8, 2012

A Look at Disposition Value & Liquidation Value

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A common instruction in an engagement letter in these times might include wording such as: "Please provide both the current market valu...
Thursday, August 4, 2011

So Prove Me Wrong

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On Tuesday, after the nefarious Beltway Bozos passed the largest debt increase in American history -- a 16.78% increase which the greedy sp...
Tuesday, August 2, 2011

WHAT? No UP?

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There are some stunned people this evening who were jubilant that the House and Senate and President came together on a deal that would hope...
Friday, October 15, 2010

The Rosy Crystal Ball

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I've been too busy to publicly express my perspective on the economy lately but several items are making me curious as to how much manip...
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James C. Hrubik, RAA
Norton, Ohio, United States
State Certified Residential Real Estate Appraiser
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